14+ Creative DIY Pool Deck Ideas on a Budget

A pool is always the centerpiece of a backyard, but without a deck, it can feel unfinished and less inviting. A deck does more than just frame the water; it adds safety, creates lounging space, and ties the whole yard together. The problem is, building a pool deck often comes with a big price tag. Many homeowners think they need a huge budget to get started, but that’s not true. With smart planning, affordable materials, and a little DIY effort, you can build a pool deck that looks high-end without draining your wallet.

I’ve worked with backyard design and construction for more than 20 years, and I’ve seen families transform plain pools into backyard escapes with nothing more than clever deck ideas and budget-friendly solutions. Below, I’ll walk you through 14+ creative DIY pool deck ideas you can build affordably, while still achieving a polished and lasting result.

1. Pressure-Treated Wood Pool Decks

Pressure-treated lumber has always been one of the most affordable ways to build a pool deck. It resists rot, stands up to moisture, and can last for years when sealed properly. The trick to keeping costs down is to use narrower planks and a simple rectangular layout. Avoid curves and complex patterns since they require extra cuts and waste material. Stain the wood in a warm shade for a clean, natural look that blends with the outdoors.

2. Pallet Wood Deck Surrounds

If you’re working with a very tight budget, pallets can be your best friend. Many local stores or warehouses give them away for free or sell them at a low price. Pallet wood can be sanded, stained, and arranged to form a rustic pool deck. It’s not just about saving money—it also gives your space a handmade charm. Adding outdoor rugs or cushions over the pallet surface can make it both safe and comfortable.

3. Gravel and Paver Combo Decks

Not every pool deck needs to be made of wood. Using gravel with concrete pavers creates a durable, stylish, and low-cost alternative. The gravel works as a drainage base, while the pavers give a stable walking surface. This method is much faster to install compared to traditional decking and can be expanded gradually as your budget allows. Choosing large pavers reduces installation time and minimizes grout work.

4. Floating Deck Platforms

Instead of building an entire wraparound deck, try a floating deck platform. This is a smaller, raised section placed beside your pool, just large enough for lounge chairs or a dining table. It costs much less than a full deck but still gives you usable space. Using recycled wood or reclaimed decking boards can lower costs further while giving a lived-in, natural feel.

5. Composite Decking for Small Sections

Composite decking is often seen as expensive, but you don’t need to use it everywhere. By combining composite boards with other cheaper materials, such as gravel or pressure-treated wood, you can enjoy the low-maintenance benefits without overspending. Using composite just in high-traffic zones, like steps and entryways, helps balance cost and durability.

6. Above-Ground Pool Wrap Deck

Above-ground pools can look unfinished, but building a partial wrap deck around one side can make a huge difference. Instead of encircling the entire pool, build a deck on the side facing the house. This saves money on materials while still giving easy access and a stylish appearance. Adding a railing and skirting under the deck makes it look custom-built, even on a budget.

7. Reclaimed Wood Designs

Reclaimed wood brings character to a pool deck without the high price of brand-new lumber. Old barn boards, fence planks, or even scrap construction wood can be repurposed into a rustic, eco-friendly deck. The key is to properly sand and seal the wood to handle outdoor conditions. Mixing different shades of reclaimed wood creates a textured, eye-catching design that looks intentional and artistic.

8. Stamped Concrete Pool Surrounds

Concrete may sound plain, but with stamping techniques, it can mimic natural stone or wood at a fraction of the cost. A stamped concrete pool deck is long-lasting, slip-resistant, and easy to maintain. Choosing neutral earth tones gives a timeless look that won’t go out of style. While pouring concrete might require professional help, it’s still often cheaper than building a full wooden deck.

9. Simple Ground-Level Decks

A ground-level deck requires less framing, fewer steps, and fewer structural supports, making it one of the most affordable DIY pool deck styles. By keeping the deck low to the ground, you reduce the amount of lumber needed. Laying outdoor rugs, umbrellas, and furniture on top makes the space cozy and welcoming without extra construction costs.

10. Mixed Material Decking

Combining different materials is not only budget-friendly but also creates visual interest. For example, you can build the main deck with pressure-treated wood, add a gravel border, and finish with stone pavers near seating areas. Mixing textures adds style without requiring expensive finishes. It also allows you to use leftover or discounted materials from other projects.

11. DIY Pergola Shade Over Deck

Adding a simple pergola structure to part of your pool deck can instantly make it feel high-end without a huge expense. Pergolas are easy to build with standard lumber, and they create shade where you need it most. Hanging string lights or climbing plants on the pergola adds charm while staying affordable. The deck itself can remain simple since the pergola becomes the main feature.

12. Bamboo or Reed Fencing Skirts

Sometimes, what makes a deck look expensive is not the surface but the finishing touches. Wrapping the sides of your pool deck with bamboo or reed fencing hides the frame and gives a tropical resort feel. These materials are very inexpensive, lightweight, and easy to attach. Paired with a few potted palms or tiki torches, your backyard can feel like a vacation spot.

13. Outdoor Tile Pool Deck

Tiles designed for outdoor use can create a sleek, modern pool deck at a budget price. They resist water, are easy to clean, and come in endless colors and textures. Large-format tiles reduce grout lines and speed up installation. Choosing slip-resistant tile ensures safety, while DIY installation keeps labor costs low. Tiles work especially well for smaller decks where you can splurge on quality without needing a lot of material.

14. Gravel Deck with Wooden Walkways

A creative way to cut down costs is to use gravel as the main flooring surface, with wooden walkways leading to and from the pool. This design is both practical and stylish. Gravel drains easily, requires little upkeep, and is inexpensive. By adding only a few wooden walkways or platforms, you still get the warmth of wood without building a full deck.

15. Budget-Friendly Seating Built into the Deck

Instead of spending money on outdoor furniture, consider building simple wooden benches into the deck itself. These benches can be framed using the same lumber as the deck, saving money and creating a unified look. Adding outdoor cushions or weather-resistant fabric makes the seating comfortable without needing to buy expensive patio sets.